This privacy policy applies between you, the User of this Website, and Harbour Property Group Ltd, the owner and  provider of this Website. Harbour Property Group Ltd takes the privacy of your information very seriously. This privacy  policy applies to our use of any and all Data collected by us or provided by you in relation to your use of the Website. 

This privacy policy should be read alongside, and in addition to, our Terms and Conditions, which can be found at:  https://harbourproperty.group/terms-conditions/

Please read this privacy policy carefully

Definitions and interpretation

In this privacy policy, the following definitions are used: 

Data collectively all information that you submit to Harbour Property Group Ltd via the Website. This  definition incorporates, where applicable, the definitions provided in the Data Protection Laws;
Cookies a small text file placed on your computer by this Website when you visit certain parts of the Website  and/or when you use certain features of the Website. Details of the cookies used by this Website are  set out in the clause below (Cookies);
Data Protection Lawsany applicable law relating to the processing of personal Data, including but not limited to the GDPR,  and any national implementing and supplementary laws, regulations and secondary legislation;
GDPR the UK General Data Protection Regulation;
Harbour Property  Group Ltd,  we or usHarbour Property Group Ltd, a company incorporated in England and Wales with registered number  14946899 whose registered office is at 27 Victoria Street, Tenby, Pembrokeshire, SA70 7DY; 
UK and EU Cookie Lawthe Privacy and Electronic Communications (EC Directive) Regulations 2003 as amended by the  Privacy and Electronic Communications (EC Directive) (Amendment) Regulations 2011 & the Privacy  and Electronic Communications (EC Directive) (Amendment) Regulations 2018;
User or youany third party that accesses the Website and is not either (i) employed by Harbour Property Group Ltd  and acting in the course of their employment or (ii) engaged as a consultant or otherwise providing  services to Harbour Property Group Ltd and accessing the Website in connection with the provision of  such services; and
Website the website that you are currently using, https://harbourproperty.group/, and any sub-domains of this site unless expressly excluded by their own terms and conditions.

2. In this privacy policy, unless the context requires a different interpretation:

a. the singular includes the plural and vice versa;
b. references to sub-clauses, clauses, schedules or appendices are to sub-clauses, clauses, schedules or appendices of this privacy policy;
c. a reference to a person includes firms, companies, government entities, trusts and partnerships;
d. “including” is understood to mean “including without limitation”;
e. reference to any statutory provision includes any modification or amendment of it;
f. the headings and sub-headings do not form part of this privacy policy.

Scope of this privacy policy

  1. This privacy policy applies only to the actions of Harbour Property Group Ltd and Users with respect to this Website.  It does not extend to any websites that can be accessed from this Website including, but not limited to, any links we may provide to social media websites. 
  2. For purposes of the applicable Data Protection Laws, Harbour Property Group Ltd is the “data controller”. This means that Harbour Property Group Ltd determines the purposes for which, and the manner in which, your Data is processed.

Data collected

5. We may collect the following Data, which includes personal Data, from you: 

a. name;

b. contact Information such as email addresses and telephone numbers; 

in each case, in accordance with this privacy policy. 

How we collect Data

6. We collect Data in the following ways:

a. data is given to us by you; and

b. data is collected automatically.

Data that is given to us by you

7. Harbour Property Group Ltd will collect your Data in a number of ways, for example:

a. when you contact us through the Website, by telephone, post, e-mail or through any other means;
b. when you use our services;
in each case, in accordance with this privacy policy.

Data that is collected automatically

8.  To the extent that you access the Website, we will collect your Data automatically, for example:

a. we automatically collect some information about your visit to the Website. This information helps us to make  improvements to Website content and navigation, and includes your IP address, the date, times and frequency  with which you access the Website and the way you use and interact with its content.

b. we will collect your Data automatically via cookies, in line with the cookie settings on your browser. For more
information about cookies, and how we use them on the Website, see the section below, headed “Cookies”.

Our use of Data

9.  Any or all of the above Data may be required by us from time to time in order to provide you with the best possible  service and experience when using our Website. Specifically, Data may be used by us for the following reasons: 

a. internal record keeping; 

b. transmission by email of marketing materials that may be of interest to you; 

in each case, in accordance with this privacy policy.

10. We may use your Data for the above purposes if we deem it necessary to do so for our legitimate interests. If you are  not satisfied with this, you have the right to object in certain circumstances (see the section headed “Your rights”  below). 

11. For the delivery of direct marketing to you via e-mail, we’ll need your consent, whether via an opt-in or soft-opt-in: 

a. soft opt-in consent is a specific type of consent which applies when you have previously engaged with us (for example, you contact us to ask us for more details about a particular product/service, and we are marketing similar products/services). Under “soft opt-in” consent, we will take your consent as given unless you opt-out. 

b. for other types of e-marketing, we are required to obtain your explicit consent; that is, you need to take positive and affirmative action when consenting by, for example, checking a tick box that we’ll provide. 

c. if you are not satisfied with our approach to marketing, you have the right to withdraw consent at any time. To find out how to withdraw your consent, see the section headed “Your rights” below. 

12. We may use your Data to show you Harbour Property Group Ltd adverts and other content on other websites. If you  do not want us to use your data to show you Harbour Property Group Ltd adverts and other content on other websites,  please turn off the relevant cookies (please refer to the section headed “Cookies” below). 

Who we share Data with

13. We may share your Data with the following groups of people for the following reasons: 

a. our employees, agents and/or professional advisors – to obtain suitable property solution advice;

b. third party service providers who provide services to us which require the processing of personal data – to provide  property solutions; 

in each case, in accordance with this privacy policy.

Keeping Data secure

14. We will use technical and organisational measures to safeguard your Data, for example: 

a. access to your account is controlled by a password and a user name that is unique to you.

b. we store your Data on secure servers.

15. Technical and organisational measures include measures to deal with any suspected data breach. If you suspect any misuse or loss or unauthorised access to your Data, please let us know immediately by contacting us via this e-mail address: rthompson@harbourproperty.group

16. If you want detailed information from Get Safe Online on how to protect your information and your computers and  devices against fraud, identity theft, viruses and many other online problems, please visit www.getsafeonline.org. Get  Safe Online is supported by HM Government and leading businesses. 

Data retention

17. Unless a longer retention period is required or permitted by law, we will only hold your Data on our systems for the period necessary to fulfil the purposes outlined in this privacy policy or until you request that the Data be deleted. 

18. Even if we delete your Data, it may persist on backup or archival media for legal, tax or regulatory purposes. 

Your rights

19. You have the following rights in relation to your Data:

a. Right to access – the right to request (i) copies of the information we hold about you at any time, or (ii) that we modify, update or delete such information. If we provide you with access to the information we hold about you,  we will not charge you for this, unless your request is “manifestly unfounded or excessive.” Where we are legally permitted to do so, we may refuse your request. If we refuse your request, we will tell you the reasons why. 

b. Right to correct – the right to have your Data rectified if it is inaccurate or incomplete. 

c. Right to erase – the right to request that we delete or remove your Data from our systems.

d. Right to restrict our use of your Data – the right to “block” us from using your Data or limit the way in which  we can use it.

e. Right to data portability – the right to request that we move, copy or transfer your Data.

f. Right to object – the right to object to our use of your Data including where we use it for our legitimate interests. 

20. To make enquiries, exercise any of your rights set out above, or withdraw your consent to the processing of your Data (where consent is our legal basis for processing your Data), please contact us via this e-mail address:  rthompson@harbourproperty.group

21. If you are not satisfied with the way a complaint you make in relation to your Data is handled by us, you may be able  to refer your complaint to the relevant data protection authority. For the UK, this is the Information Commissioner’s  Office (ICO). The ICO’s contact details can be found on their website at https://ico.org.uk/

22. It is important that the Data we hold about you is accurate and current. Please keep us informed if your Data changes  during the period for which we hold it. 

Transfers outside the United Kingdom and European Economic Area

23.  Data which we collect from you may be stored and processed in and transferred to countries outside of the UK and  European Economic Area (EEA). For example, this could occur if our servers are located in a country outside the UK  or EEA or one of our service providers is situated in a country outside the UK or EEA. We also share information  with our group companies, some of which are located outside the UK or EEA.

24.  We will only transfer Data outside the UK or EEA where it is compliant with data protection legislation and the  means of transfer provides adequate safeguards in relation to your data, eg by way of data transfer agreement,  incorporating the current standard contractual clauses adopted by the European Commission.

25. To ensure that your Data receives an adequate level of protection, we have put in place appropriate safeguards and  procedures with the third parties we share your Data with. This ensures your Data is treated by those third parties in a  way that is consistent with the Data Protection Laws.

Links to other websites

26. This Website may, from time to time, provide links to other websites. We have no control over such websites and are  not responsible for the content of these websites. This privacy policy does not extend to your use of such websites.  You are advised to read the privacy policy or statement of other websites prior to using them. 

Changes of business ownership and control

27. Harbour Property Group Ltd may, from time to time, expand or reduce our business and this may involve the sale and /or the transfer of control of all or part of Harbour Property Group Ltd. Data provided by Users will, where it is  relevant to any part of our business so transferred, be transferred along with that part and the new owner or newly controlling party will, under the terms of this privacy policy, be permitted to use the Data for the purposes for which it was originally supplied to us. 

28. We may also disclose Data to a prospective purchaser of our business or any part of it.

29. In the above instances, we will take steps with the aim of ensuring your privacy is protected. 

Cookies

30. This Website may place and access certain Cookies on your computer. Harbour Property Group Ltd uses Cookies to improve your experience of using the Website. Harbour Property Group Ltd has carefully chosen these Cookies and has taken steps to ensure that your privacy is protected and respected at all times. 

31. All Cookies used by this Website are used in accordance with current UK and EU Cookie Law.

32. Before the Website places Cookies on your computer, you will be presented with a message bar requesting your consent to set those Cookies. By giving your consent to the placing of Cookies, you are enabling Harbour Property  Group Ltd to provide a better experience and service to you. You may, if you wish, deny consent to the placing of  Cookies; however certain features of the Website may not function fully or as intended. 

33. This Website may place the following Cookies:

Type of Cookie Purpose
Strictly necessary cookies These are cookies that are required for the operation of our website. They include, for example, cookies that enable you to log into secure areas of our website, use a  shopping cart or make use of e-billing services.
Analytical/performance cookies They allow us to recognise and count the number of visitors and to see how visitors move around our website when they are using it. This helps us to improve the way our website works, for example, by ensuring that users are finding what they are looking for easily.
Functionality cookiesThese are used to recognise you when you return to our website. This enables us to personalise our content for you, greet you by name and remember your preferences  (for example, your choice of language or region). By using the Website, you agree to our placement of functionality cookies. 
Targeting cookies These cookies record your visit to our website, the pages you have visited and the links you have followed. We will use this information to make our website and the advertising displayed on it more relevant to your interests. We may also share this information with third parties for this purpose.

34. You can find a list of Cookies that we use in the Cookies Schedule. 

35. We give you control over which Cookies we use. You can adjust your cookie preferences at any time at: http://www.allaboutcookies.org/

36. You can also choose to enable or disable Cookies in your internet browser. By default, most internet browsers accept  Cookies but this can be changed. For further details, please see the help menu in your internet browser. You can switch off Cookies at any time, however, you may lose any information that enables you to access the Website more quickly and efficiently. 

37. You can choose to delete Cookies at any time; however, you may lose any information that enables you to access the  Website more quickly and efficiently including, but not limited to, personalisation settings.

38. It is recommended that you ensure that your internet browser is up-to-date and that you consult the help and guidance provided by the developer of your internet browser if you are unsure about adjusting your privacy settings. 

39. For more information generally on cookies, including how to disable them, please refer to aboutcookies.org. You will  also find details on how to delete cookies from your computer. 

General

40.  You may not transfer any of your rights under this privacy policy to any other person. We may transfer our rights under this privacy policy where we reasonably believe your rights will not be affected.

41. If any court or competent authority finds that any provision of this privacy policy (or part of any provision) is invalid,  illegal or unenforceable, that provision or part-provision will, to the extent required, be deemed to be deleted, and the validity and enforceability of the other provisions of this privacy policy will not be affected. 

42. Unless otherwise agreed, no delay, act or omission by a party in exercising any right or remedy will be deemed a  waiver of that, or any other, right or remedy. 

43. This Agreement will be governed by and interpreted according to the law of England and Wales. All disputes arising under the Agreement will be subject to the exclusive jurisdiction of the English and Welsh courts.

Changes to this privacy policy

44. Harbour Property Group Ltd reserves the right to change this privacy policy as we may deem necessary from time to time or as may be required by law. Any changes will be immediately posted on the Website and you are deemed to have accepted the terms of the privacy policy on your first use of the Website following the alterations.  

 You may contact Harbour Property Group Ltd by email at rthompson@harbourproperty.group.

Attribution

This privacy policy was created using a document from Rocket Lawyer (https://www.rocketlawyer.com/gb/en).

This privacy policy was created on 01 August 2023.

Cookies

Below is a list of the cookies that we use. We have tried to ensure this is complete and up to date, but if you think that we  have missed a cookie or there is any discrepancy, please let us know. 

Strictly necessary 

We use the following strictly necessary cookies: 

Description Purpose
first party cookies to make our site more efficient

How do I know I am getting good advice?

All of our recommended properties come with a detailed business case enabling you
to make your own, more informed decision. Equally, when you purchase property in
the UK you will be represented by a conveyancing solicitor who will offer you a level
of protection in the purchase process. Finally, we are a registered member of the
Property Redress Scheme, a body offering you support if you feel the advice you
have been provided with has led to any disadvantage.

Aren’t New Build properties expensive?

No. We work closely with our UK developers to ensure our clients pay a fair price for
their holdings. In many cases, especially with off-plan purchases, this will mean
clients will pay less for ‘’like-for-like’’ property within the same postcode.

I’ve been told I am unlikely to get a mortgage as an overseas investor, does this apply to me?

We provide access to a global network of specialist lenders who work exclusively
with overseas investors looking to purchase UK property.

How do you handle portfolio management for investors?

We provide ongoing portfolio management, regularly reviewing your properties, adjusting to market conditions, and ensuring your portfolio remains aligned with your financial objectives.

What is the minimum investment required to get started?

The minimum investment varies depending on the property and your financial goals. We offer a range of investment options to accommodate different budgets.

How do you ensure I avoid common property investment pitfalls?

Our expertise helps you avoid common pitfalls such as poor property selection, ineffective tax planning, and inadequate property management. We provide full support throughout the investment lifecycle.

What are the common challenges for international property investors?

International investors often face challenges such as unfamiliarity with the UK market, navigating tax laws, managing properties remotely, arranging finance, and dealing with tenant issues. We help clients overcome these challenges with tailored solutions.

Can you help me with lettings and tenant management?

Yes, we offer lettings and tenant management services, including tenant sourcing, vetting, and ongoing property maintenance, to help you maximize rental income with minimal effort.

What support do you provide for tax structuring related to property investments?

Our team provides expert advice on tax structuring, helping you navigate the complexities of property taxes to ensure your investments are tax-efficient and compliant.

Do you offer assistance with property management for absentee landlords?

Yes, we provide complete property management services to absentee landlords, ensuring your property is well-maintained, tenants are managed, and your investment is protected.

What is the process for starting an investment with you?

The process begins with a consultation to understand your goals, followed by detailed research and property recommendations. We then manage the entire process, from purchase to property management.

Can you help me choose the right investment property in the UK?

Yes, we work closely with you to understand your investment goals and recommend properties from a broad range of opportunities that meet your needs, whether you are looking for residential, commercial or mixed use strategies.

What makes your property investment services unique?

Our independent, multi-disciplinary approach provides end-to-end solutions, including property research, selection, management, and tax advice, to ensure a seamless investment experience for clients worldwide. HPG’s main point of difference is our core focus on client care, building long term relationships with all our investors

How can I invest in UK property from abroad?

We guide international investors through every step of the process, ensuring they can make informed decisions and manage their investments, no matter their location.

What services do you offer to property investors?

We offer comprehensive property investment solutions, including research, property selection, lettings, portfolio management, and tax structuring, all designed to simplify the investment process for our clients.