These terms of use tell you the basis upon which you use our website www.harbourproperty.group (our site). Our site includes embedded databases and applications that enable us to provide additional content, functionality, and facilities to you. Use of our site includes accessing, browsing, or registering to use our site. By using our site, you confirm that you accept and agree to the following. We reserve the right to make changes to these terms from time to time.

About us

We are Harbour Property Group Ltd, Company number 14946899 with the registered address of 27 Victoria St, Tenby, Pembrokeshire, Wales, SA707DY.

About our site

We may update our site from time to time and change its content. We want to provide you with information about our services, and this includes pictures, particulars, specifications, artist’s impressions, animations, videos, and other information. We will use reasonable endeavours to make sure that this information is accurate and up-to-date, but it is intended as a general guide only. We do not guarantee that our site, or any content on it, will be free from errors or omissions and our site does not constitute an offer or tenancy agreement. We recommend that you always physically inspect the property or a show property before committing to rent or purchase as well as complete your own thorough due diligence on any of the products or services mentioned within this site.

We will try to keep our content up to date, but we do not guarantee that our site, or any content on it, will be free from errors or omissions. We also provide you with information and guidance to help you understand renting or purchasing, but this is for information only and not intended to amount to advice. You should obtain professional or specialist advice before taking, or refraining from, any action based on the content on our site.

About you

We operate a Privacy Policy, which sets out how we use the information that you provide to us when you view or register with our site. By using or registering with our site, you agree to your personal information being used by our Privacy Policy, and you also promise that all the information that you provide to us will be accurate.

Security

When you register with our site, you will be provided with security information, usually a user identification code and password. To keep you safe we may choose to revise our security procedures every now and again, and you may be provided or asked to provide other pieces of information as part of our security protocols. It is really important that you treat this information as confidential. You must not disclose it to anybody else. We have the right to disable any account at any time if we think that you have failed to comply with any of the provisions of these terms of use. If you know or suspect that anyone other than you knows your security details, you must let us know straight away.

Using our site

We do not guarantee that our site, or any content on it, will always be available or be uninterrupted. Access to our site is permitted on a temporary basis. We may suspend, withdraw, discontinue or change all or any part of our site without notice. We will not be liable to you if for any reason our site is unavailable at any time or for any period.

We may offer features on our site (or associated social media channels) that allow you to make contact with other users. If you use these facilities, it is your responsibility to ensure that you are comfortable entering into the joint and several legal obligations with that person. If using any interactive features you must comply with the content set out in any acceptable use policy that we may from time to time adopt, and in any event, you must not use the site in any way that is offensive, defamatory, or which may lead to the encouragement, procurement or carrying out of any criminal activity.

We will not be responsible, or liable to any third party, for the content or accuracy of any content posted by you or any other user of our site. We have the right to remove any posting you make on our site if, in our opinion, your post does not comply with the standards set out in these terms.

Intellectual property rights

We are the owner or the licensee of all intellectual property rights on our site, and in the material published on it. Those works are protected by copyright laws. All such rights are reserved.

You may print off one copy and may download extracts, of any page(s) from our site for your personal use, but you must not modify it, and you must not use any illustrations, photographs, video or audio, or any graphics separately from any accompanying text. You must not use any part of the content on our site for commercial purposes or misuse our trademarks.

Limitation of our liability

To the extent permitted, we exclude all conditions, warranties, representations, or other terms which may apply to our site or any content on it, whether expressed or implied. We will not be liable for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with use of, or inability to use, our site; or use of or reliance on any content displayed on our site. If you are a business, please note that we will not be liable for loss of profits, sales, business, or revenue; business interruption; loss of anticipated savings; loss of business opportunity, goodwill, or reputation; or any indirect or consequential loss or damage. We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data, or other proprietary material due to your use of our site or to your downloading of any content on it, or on any website linked to it. We assume no responsibility for the content of websites linked on our site. Such links should not be interpreted as endorsements by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them. We have no control over the contents of those sites or resources. Nothing in these terms of use excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.

Viruses

Although we will take every care, we cannot guarantee that our site will be secure or free from bugs or viruses, and devices you should use your own virus protection software. You must not misuse our site by knowingly introducing viruses, Trojans, worms, logic bombs, or other material which is malicious or technologically harmful. You must not attempt to gain unauthorized access to our site, the server on which our site is stored, or any server, computer, or database connected to our site.

Applicable law

The access and use of this website and its materials, and the Terms shall be governed by UK Law.

How do I know I am getting good advice?

All of our recommended properties come with a detailed business case enabling you
to make your own, more informed decision. Equally, when you purchase property in
the UK you will be represented by a conveyancing solicitor who will offer you a level
of protection in the purchase process. Finally, we are a registered member of the
Property Redress Scheme, a body offering you support if you feel the advice you
have been provided with has led to any disadvantage.

Aren’t New Build properties expensive?

No. We work closely with our UK developers to ensure our clients pay a fair price for
their holdings. In many cases, especially with off-plan purchases, this will mean
clients will pay less for ‘’like-for-like’’ property within the same postcode.

I’ve been told I am unlikely to get a mortgage as an overseas investor, does this apply to me?

We provide access to a global network of specialist lenders who work exclusively
with overseas investors looking to purchase UK property.

How do you handle portfolio management for investors?

We provide ongoing portfolio management, regularly reviewing your properties, adjusting to market conditions, and ensuring your portfolio remains aligned with your financial objectives.

What is the minimum investment required to get started?

The minimum investment varies depending on the property and your financial goals. We offer a range of investment options to accommodate different budgets.

How do you ensure I avoid common property investment pitfalls?

Our expertise helps you avoid common pitfalls such as poor property selection, ineffective tax planning, and inadequate property management. We provide full support throughout the investment lifecycle.

What are the common challenges for international property investors?

International investors often face challenges such as unfamiliarity with the UK market, navigating tax laws, managing properties remotely, arranging finance, and dealing with tenant issues. We help clients overcome these challenges with tailored solutions.

Can you help me with lettings and tenant management?

Yes, we offer lettings and tenant management services, including tenant sourcing, vetting, and ongoing property maintenance, to help you maximize rental income with minimal effort.

What support do you provide for tax structuring related to property investments?

Our team provides expert advice on tax structuring, helping you navigate the complexities of property taxes to ensure your investments are tax-efficient and compliant.

Do you offer assistance with property management for absentee landlords?

Yes, we provide complete property management services to absentee landlords, ensuring your property is well-maintained, tenants are managed, and your investment is protected.

What is the process for starting an investment with you?

The process begins with a consultation to understand your goals, followed by detailed research and property recommendations. We then manage the entire process, from purchase to property management.

Can you help me choose the right investment property in the UK?

Yes, we work closely with you to understand your investment goals and recommend properties from a broad range of opportunities that meet your needs, whether you are looking for residential, commercial or mixed use strategies.

What makes your property investment services unique?

Our independent, multi-disciplinary approach provides end-to-end solutions, including property research, selection, management, and tax advice, to ensure a seamless investment experience for clients worldwide. HPG’s main point of difference is our core focus on client care, building long term relationships with all our investors

How can I invest in UK property from abroad?

We guide international investors through every step of the process, ensuring they can make informed decisions and manage their investments, no matter their location.

What services do you offer to property investors?

We offer comprehensive property investment solutions, including research, property selection, lettings, portfolio management, and tax structuring, all designed to simplify the investment process for our clients.